TYPES OF BUSINESS FINANCING AVAILABLE

• A small business loan is any funding option specifically designed for a small business. Small business loans allow existing or newly established companies to borrow money from lenders. Loan types exist to help entrepreneurs meet     different goals. The way each loan works depends on the type of loan.      
• Same day funding
• Finance $10,000 to $5 million
• Terms from 6 months to 10 years         

 4+ Months in Business

You can qualify for our top financing options with as little as 4+ months in business.

 $10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

 660 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 660.

•  A business line of credit is a flexible financing option that allows businesses to borrow funds as needed, similar to a credit card. Interest is ​paid only on the borrowed amount, and funds can be used for various purposes like  managing cash flow or covering unexpected ​expenses. Once repaid, the credit becomes available again, making it a revolving form of credit that can be accessed repeatedly.  
• Same day funding
• Finance $10,000 to $5 million
• Terms from 6 months to 10 years

 6+ Months in Business

You can qualify for our top financing options with as little as 6+months in business.

 $10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

 600 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 600.

•  An SBA Loan is a government backed loan that can be used to start or expand a business. The loan has certain requirements for eligibility, such as size standards, proving the ability to repay the loan and solid business purpose. The SBA works with specific lenders to offer their programs which eliminate the risk from the lender since they are backed by the government.  
• Funds in as little as 45 days
• Finance $50,000 to $5 million
• Terms from 10 years to 25 years

 2+ Years in Business

You can qualify for our top financing options with as little as 2 years in business.

 $120,000 in Annual Gross Sales

Minimum $120,000 in annual gross sales

 675+ Credit Score Required

We have financing options for all credit profiles. To qualify for funding from the SBA, a 675+ credit score is required.

•  Equipment financing is a way for businesses to obtain equipment through a loan or lease. It can be used to purchase almost any tangible asset for a business. Some examples of equipment that can be financed include: medical equipment, office furniture, production equipment, and technology. 
• Fast funding
• Finance $10,000 to $5 million
• Terms from 12 months to 5 years

 No Minimum Time in Business

You can qualify for our top financing options, regardless of the age of your business. Companies with under two years time in business are capped at $50,000.

 No Minimum Monthly Gross Sales

You can qualify for equipment financing with no minimum in monthly gross sales.

 Credit Requirements Vary Based on Equipment

We have financing options for all credit profiles. The minimum FICO score required to apply is 580. All equipment financing transactions are based on the following: time in business, FICO, equipment type, annual revenue, industry, geographical location, and other compensating factors.

•  Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.  
• Funding in 2 to 5 days
• Finance $10,000 to $5 million
• Terms from 6 months to 10 years

 Minimum Outstanding Accounts Receivable

In order to qualify for AR financing, a minimum of $100,000 outstanding B2B Accounts Receivable aged up to 90 days outstanding is required.

 $500,000+ Annual Gross Sales

The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.

 No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

•   A Merchant Cash Advance isn't technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.  
• Same day funding
• Finance $10,000 to $5 million
• Flexible financing terms

 4+ Months in Business

You can qualify for our top financing options with as little as 4+ months in business.

  $10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

 No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

• Franchise financing is a way for franchisees to obtain funds to purchase and run a franchise business. Use of funds can include franchise fees, equipment, inventory, working capital, and down payments.  
• Express funding in 2 - 7 days
• Finance $10,000 to $5 million
• Terms from 6 months to 10 years

 6+ Months Time in Business

You can qualify for our top financing options with as little as 6+ months in business.

 $10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

  No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

•  An investment property loan is a loan that is used to purchase a property that will produce income. It is typically used for purchasing a property to renovate to generate rental income.  
• Rates starting at 8.99%
• Up to 80% of purchase funding
• 650 minimum FICO

 Prior History

Experience with prior successful residential investment real estate projects is a requirement.

  Minimum Property Value

All residential investment property loans have a minimum property value of $250,000, regardless of property type.

   650 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 650.

•  Startup business funding, also known as startup capital, is money that entrepreneurs use to start new businesses.  
• Get funded fast
• Finance $10,000 to $5 million
• Terms from 12 months to 5 years

  No Minimum Time in Business

You can qualify for our top financing options as a startup.

  No Minimum Monthly Gross Sales

You can qualify for startup funding with no minimum in monthly gross sales.

    650+ Credit Score Required

There is a minimum 650+ FICO score required to apply for startup financing.

•   Commercial real estate financing (CRE) refers to funding for properties used to generate income. This can include a wide range of real estate capital such as single family, multi-family, mixed use, office, retail, industrial, or warehouse facilities.  
• Competitive market rates
• Multiple program types available
• 650 minimum FICO

  Down Payment

Lenders and sellers want assurances that you have the financial capacity to handle the transaction.

  Necessary Property Documentation

Due diligence is crucial. Expect to provide or receive appraisals, environmental reports, title searches, and zoning permits.

 650 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 650.